Terms and Conditions

Effective Date: September 1, 2024

Welcome to The Sidecut LLC (“we,” “us,” or “our”). By accessing or using our website [www.thesidecut.com] (the “Site”), you agree to comply with and be bound by the following terms and conditions (the “Terms”). If you do not agree to these Terms, please do not use the Site.

**1. Use of Site

1.1 Eligibility: By using this Site, you represent that you are at least 18 years old or have the consent of a parent or guardian.

1.2 Permitted Use: You agree to use the Site for lawful purposes and in accordance with these Terms. You may not use the Site in any way that violates any applicable federal, state, or local law or regulation.

**2. Content

2.1 Information Provided: The Site provides information on life insurance, annuities, and pensions for informational purposes only. The content is not intended as professional advice and should not be considered a substitute for consulting with a qualified professional.

2.2 No Guarantees: We do not guarantee the accuracy, completeness, or timeliness of the information provided on the Site. Your use of the information is at your own risk.

2.3 Intellectual Property: All content on the Site, including text, graphics, logos, and images, is the property of The Sidecut LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not use, reproduce, or distribute any content from the Site without our express written permission.

**3. User Contributions

3.1 Responsibility: If you submit any content to the Site, such as comments or feedback, you are solely responsible for that content. You grant us a perpetual, royalty-free, and worldwide license to use, reproduce, and display your contributions.

3.2 Prohibited Content: You may not submit content that is unlawful, defamatory, obscene, or otherwise objectionable. We reserve the right to remove any content that violates these Terms or is deemed inappropriate at our sole discretion.

**4. Links to Third-Party Sites

4.1 External Links: The Site may contain links to third-party websites that are not owned or controlled by The Sidecut LLC. We are not responsible for the content, privacy practices, or policies of any third-party sites. You access third-party sites at your own risk.

**5. Disclaimer of Warranties

5.1 No Warranty: The Site is provided “as is” and “as available” without any warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

**6. Limitation of Liability

6.1 No Liability: To the fullest extent permitted by law, The Sidecut LLC and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Site.

**7. Indemnification

7.1 Indemnity: You agree to indemnify, defend, and hold harmless The Sidecut LLC, its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses arising out of or in connection with your use of the Site or violation of these Terms.

**8. Changes to Terms

8.1 Modifications: We reserve the right to modify these Terms at any time. Any changes will be effective when we post the revised Terms on the Site. Your continued use of the Site after such changes constitutes your acceptance of the revised Terms.

**9. Governing Law

9.1 Applicable Law: These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles.

**10. Contact Us

10.1 Contact Information: If you have any questions or concerns about these Terms, please contact us at:

The Sidecut LLC
150 State St FL 4 Albany, NY 12207
brian@thesidecut.com
518-258-7581