The Sidecut started with a simple mission - helping public employees maximize their pension and employer benefits.

Pensions have existed for over a thousand years, the more modern form dating back to the 17th century British Navy. Pension principles have carried on, but the delivery vehicles have adapted over time.  Pensions are guaranteed life-time benefits based on a career of labor.  Specifics on how pensions are calculated – raw data that can and cannot be used, formulas, costs, actuarial science, general fund investments, and administrative systems may adapt to their era, but the core of what pensions are remain the same.

The purpose of a pension, as stated above, is to provide someone  a guaranteed life-time benefit at retirement.  There are additional benefits, while you are a member of a pension system.  Generally, those include - contribution balances, loans, death benefits, and disability benefits, to name a few.  These benefits may not cover all your needs, but they can act as a safety net if you find yourself in a situation needing them.  Those benefits are foundational and act as swiss army. 

The Sidecut’s purpose is to breakdown your pension and employer benefits, then itemize and utilize them.

Our process is designed to assist public employees, with pensions and develop a model based on their wants.

If you would like to learn more, schedule a free meeting.